The 50/30/20 budget, made simple

Split take-home pay into three buckets: 50% needs (rent, food, bills), 30% wants (fun, eating out), 20% savings and debt payoff. If needs are higher, trim wants first. Automate the 20% on payday so it happens before you can spend it.

Trusted resources: MyMoney.gov · MoneyHelper (UK)

Try it yourself: Take the free Money Hunt

One money tip a week. Free.

2-minute read every Monday. Save a little, every week. Unsubscribe anytime.